Category Archives: Credit Repair

How Long Does it Take to Raise Your Credit Score 100 points

Patience is a virtue, even when in credit scores. In this day and age when money is hard to come by, people have resorted to various ways in order to alleviate their financial woes, and each of these different ways has their own pros and cons. For those people who can still be said as … Continue reading

Written by: Joseph C. Garrett on February 9, 2012.

Cunning Ways To Improve Your Credit Score In 2012

To have a good credit score for 2012, one must have a FICO score of 760 and above.  FICO score ranges from 300-850. The FICO score is used as one of the qualifying elements of an individual’s capacity to pay credit cards, car loan, or mortgage loan. The FICO score is dependent on the credit … Continue reading

Written by: Joseph C. Garrett on January 11, 2012.

Approaching the Big Question “How to Fix My Credit Score Now”

The answer to the question “how to fix my credit score now” requires some introspection of your living and some mathematical tinkering. Getting over the task posed by the question “how to fix my credit score now” is a must at all times because you don’t know when you will need credit the most. Suppose … Continue reading

Written by: Joseph C. Garrett on December 22, 2011.

How long does debt stay on your Credit Report – Answered

When debt is uncollected for six months, the creditor will consider the debt as a loss and will turn it over to a collection agency. By turning the debt over to the collection agency, the creditor will mark your credit report as “charge off”. The “charge off” marking stays in one’s credit report for seven … Continue reading

Written by: Joseph C. Garrett on December 10, 2008.